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New to Bay Area CU?

  • Helpful Links
    • Become a Member
    • Spending Account
    • Apply for a Loan
    • GOOGLE REVIEW - Tell us what you think
  • Open an Account
  • Contact Us
  • Pay Now
  • Payment Saver
  • Rates
  • Accounts
    • Spending Accounts
      • BONUS SPENDING ACCT.
      • Basic Spending Acct.
      • digital first Spending Acct.
    • Commercial Checking
      • Business Checking
      • Community Checking
    • Savings & Certificates
      • BONUS Saver
      • Regular Saver
      • Holiday Saver
      • Youth Accounts
      • Business & Community Savings
      • Money Market
      • Share Certificate
      • IRAs
  • Loans
    • VEHICLE LOANS
      • Payment Protection
    • Motorcycle Loans
    • VISA
      • MVCU VISA
    • Personal Line of Credit
    • Credit Building Loans
    • Recreational Vehicle Loans
    • Mortgages
    • Home Equity Loan & HELOC
  • Services
    • IM247 Online Banking & Bill Pay
    • Mobile Banking
    • Mobile Deposit Capture
    • Card Control
    • Digital Wallet
    • Text Banking & Text e-Alerts
    • Text Messaging
    • Early Pay
    • AIM – Account In Motion
    • A2A (Account to Account)
    • E-Statements
    • Debit Card Round Up
  • Resources
    • Member Service Center
    • GreenPath
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    • Financial Calculators
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    • Oregon
    • Toledo
    • Perrysburg

Disclosures

Here are a few of our most important forms and disclosures. Please contact our office for all proper disclosures on your accounts and services.

  • Funds Availability Policy
  • VISA Credit Card Account Opening Disclosure
  • VISA Consumer Credit Card Agreement and Disclosure
  • Online Privacy Policy
  • Patriot Act
  • Privacy Policy
  • Fee Schedule
  • Terms & Conditions for Text Banking & Text Alerts
  • Home Mortgage Disclosure Act Notice
  • Direct Deposit Form
  • Instructions for Recipient – 1099
  • Home Equity Line of Credit Application and Disclosures
  • QUARTERLY FINANCIALS


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Copyright, Privacy, Disclosures

Bay Area Credit Union
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Privacy Policy | Disclosures
APR = Annual Percentage Rate
APY = Annual Percentage Yield

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-473-1937 for assistance. All products and services available on this website are available at all Bay Area Credit Union full-service locations.

Equal Housing, NCUA, Full Faith & Credit

Equal Housing Opportunity NCUA Your savings federally insured
to at least $250,000 and backed
by the full faith and credit of
the United States Government.

BBB Accredited Business since May 2011. A+ Rating. As of 3/6/2023.