Credit Cards
• Visa Classic Card
• Manage Your Visa through It'sMe247
• Protect Your Card Online with Verified by VISA
• Lost or Stolen Card New Phone Effective 5/18/09
• Transfer Your Balance to a Bay Area VISA
• Apply for a VISA Online
| Bay Area VISA Classic |
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| Annual percentage rate (APR) for purchases, cash advances, and balance transfers: |
12.95% |
| Other APRs: 60 Days Late: |
18.95% |
| Grace period for repayment of balances for purchase |
25 Days |
| Method of computing the balance for purchases |
Average Daily |
| Annual Fee |
None |
| Minimum finance charge |
None |
| Transaction fees |
None |
| Late payment fee** (5 or more days) |
$29.00 |
| Over-the-limit fee |
None |
| Rate subject to change |
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| |
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| *Annual Percentage Rate is 12.95% APR unless payment is 60 days late - default rate is 18.95%APR. **Late pay is considered 5 or more days late. After 6 months of consecutive on time payments we may initiate an account review. |
IMPORTANT VISA INFORMATION
Visa Payment DUE DATE is 25th of each month
Lost/Stolen
Phone Numbers:
During Business Hours: 419-698-2962
Non-Business Hours: 1-866-333-4740
Visa Payment Mailing Address:
Bay Area Credit Union
Attention:
Visa Dept.
4202 Navarre Ave
Oregon, OH 43616
Visa Balances are listed on ItsMe247
Visa Statement are included with REGULAR account statement, paper or eStatement.
VISA Classic
Our VISA Classic carries a low interest rate, no annual fee, a 25-day grace priod, $250,000 Travel Accident Insuarance and Auto Rental & Collision Damage protection.
Online Account Access
You can manage your Bay Area VISA Classic online using It'sMe247 Online Banking.
It'sMe247 puts you in touch, 24 hours a day, seven days a week, with information and services that make your Bay Area VISA Classic more convenient and easier to manage than ever before.
Please Note: Bay Area Visa Card information is no longer available using eZcardInfo. Your Bay Area Visa account information is available through It'sMe247.
Transfer Your High Interest Debt to Bay Area & Save Money
Pay off high interest credit cards by transferring balances to your Bay Area Credit Union Classic VISA card. We'll be happy to handle the transfer for you.
Protect Your Visa Card Online
 Verified by Visa protects your existing Visa card with a personal password, giving you reassurance only you can use your Visa card online. Sign-up today.
Lost or Stolen Cards:
If your VISA card has been lost or stolen,
CALL IMMEDIATELY.
EFFECTIVE MAY 18, 2009
LOST/STOLEN PHONE NUMBERS:
During Business Hours: 419-698-2962
Non-Business Hours: 1-866-333-4740
EFFECTIVE MAY 18, 2009
VISA PAYMENT MAILING ADDRESS:
Bay Area Credit Union
Attention:
Visa Dept.
4202 Navarre Ave
Oregon, OH 43616
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