Loans

Bay Area Credit Union has loans to satisfy everyone from the new home buyer, a college student or someone shopping for a new car.

• Fast processing
• Preapprovals
• Payment protection coverage
• Easy repayment options
• Automatic payments from another Bay Area account
• Automatic payments from another financial institution
• Payroll Deduction
• eServices
• CU*Talk
• Apply for a vehicle loan at the dealership
• Get a free credit report
• How to Apply

It's all smooth financing from here… Bay Area Credit Union auto financing available at the dealership!
Just ask for the CUExpress Loan!

Shopping for a new or used car? Strapped for time? Just ask for CUExpress at your area dealer! Bay Area Credit Union is working with area car dealerships to make your car buying experience more convenient.

When you have picked out the car you want, just let the dealer know that you are a member of Bay Area Credit Union and you want your financing through your Credit Union. Do all the paper work at the dealership, while still receiving the benefits of a Bay Area Credit Union Auto Loan.

From start to finish we can provide full service options for your entire auto shopping experience.

How to Apply for a Loan

There are several ways to apply for a loan with Bay Area Credit Union. You may apply:

Apply Online APPLY NOW
Apply 24 hours a day, 7 days a week through our secure online application.

Apply by Phone
During normal business hours by calling
419-698-2962 or 800-473-1937.

Apply in Person
During normal business hours by visiting our office at 4202 Navarre Ave., Oregon, Ohio.
[Map]

Print Application Form
Print Application [PDF]
This form can be used for:
  • Personal Loan
  • Vehicle Loan
Print, complete and mail to:
Bay Area Credit Union, Attention: Loan Dept,
4202 Navarre Ave, Oregon, OH 43616

Any member eighteen years of age or older is eligible to borrow. Bay Area Credit Union is an equal opportunity lender, and does not discriminate in any way based on race, sex, or nationality.