ATM Card

Your Debit MasterCard® functions as your ATM card and uses the MoneyPass®, Pulse®, Plus® and Alliance One networks. MoneyPass is a nationwide Surcharge-Free Network. Alliance One is a Credit Union Surcharge-Free network.

No-Surcharge ATM Locations Toledo Area pdf
No-Surcharge ATM Locations Outlying Areas pdf

Please note in order to have ATM access, you must have a Bay Area Checking Account.

Bay Area Credit Union provides a 24-hour drive-up ATM at our office [Map] for your convenience. There is also a Bay Area ATM located at the BP Toledo Refinery for employees. There is never a surcharge to use your Bay Area Debit MasterCard at either of our machines.

The ATM/ Debit MasterCards® we issue are protected by FraudWatch® PLUS.

To report a lost or stolen Debit MasterCard, call 1-800-264-5578.
To contact FraudWatch within the USA, call 1-866-842-5208.
To contact FraudWatch outside the USA, call 1-701-461-2551.